Your payments will be based on the financed amount. During the application process, the system will show you your expected monthly payment amount. Financing is available at 2.99% APR for 36-months. 

To get pre-qualified for financing, you will need to enter your name, home address, social security number, mobile and home phone number, email address, date of birth and annual gross income.

You will receive a prequalification decision within minutes of submitting the application. Prequalification is valid for 14 days. Please note that the prequalification process considers the Experian credit report; therefore, if you have frozen your credit, you will need to release that credit freeze in order to proceed.

No. Prequalification only conducts a soft credit check. A hard credit check is only needed if you decide to proceed with the application. To finish the formal application process, you will be asked to enter the date of the appointment when you will be fit with your Earlens device and then continue to the hard credit check. If you are unsure of your exact fitting date, just enter 30 days further from the current date into the “Service Date” field.

Payments start approximately 35 days after the fitting date of your Earlens device and then are due monthly afterward. You may pay by check, debit card, or automatic debit payments from your bank (if you choose to connect your bank account). Credit cards are not an accepted form of payment.

A major advantage of the Earlens Premier Financing is that there is low interest.

If you decide to return Earlens within your fitting optimization period or change your mind about being fit with Earlens, Ally will refund any payments you have already made within 30 to 45 days after you submit the online refund application.

Ally Lending offers consumer financing services. It is the personal lending arm of Ally Bank, a subsidiary of Ally Financial Inc. Ally Bank is a Member FDIC and Equal Housing Lender, NMLS ID 181005.

Ally Lending loans are unsecured personal loans originated by Ally Bank. Subject to credit review and approval. Some limitations may apply.