CareCredit is a credit card designed to support your health and wellness wants and needs. It’s a
way to pay for the out-of-pocket costs at over 270,000 locations nationwide including
treatments, procedures and more for LASIK and Vision Care, Cosmetic and Dermatology
procedures, Dentistry, Veterinary, Hearing Care and other specialties, and make convenient
monthly payments. CareCredit is also accepted at select retail locations. If you are approved for
the CareCredit Rewards Mastercard®, you will enjoy all the benefits of the CareCredit credit card
plus the ability to use it for purchases everywhere Mastercard is accepted, and all purchases
earn points that can be redeemed for rewards

When you see if you prequalify online, you find out if you are likely to be approved for a
CareCredit credit card. Plus, it’s quick and there’s no impact to your credit score to check if you
prequalify. If you receive an offer of credit and apply, there will be a hard inquiry on your credit
report which may impact your credit score.

Soft inquiries usually occur when lenders are considering you for prequalified offers of credit.
Only you and your credit bureau can see them on your credit report, and soft inquiries don’t
affect your credit score. Hard inquiries typically occur when you apply for a credit card,
mortgage or other loan. Other lenders can see hard inquires, and hard inquiries could affect
your credit score.

No, prequalified offers are not guaranteed. But, you are very likely to be approved. You’ll still
need to complete a full application for final decision, which will result in a hard inquiry that may
impact your credit score.

The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get
the prequalification decision within seconds and, if you prequalify, you can apply right away,
with confidence. If you are approved, you will either be approved for the CareCredit credit card
or the CareCredit Rewards Mastercard. To learn more about the CareCredit Rewards Mastercard
click here.

You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use
our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm
Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone
(must be 18 or older to apply). Applicants by phone must have written copy of the credit card
agreement before proceeding, which can be printed from carecredit.com or you can obtain
from your provider. In addition, you can apply at healthcare provider locations that accept
CareCredit. At this time, applications via a provider are only for the CareCredit credit card. If you
would like your application to also be considered for the CareCredit Rewards Mastercard please
apply at carecredit.com/apply

If you don’t receive an offer to apply, you can consider applying with a joint applicant.

Yes, you’ll need to confirm you received the Terms and Conditions, accept the prequalification
offer, and submit your application.

You will receive your first billing statement within 30 days of making a purchase with your card.

Your payments will be based on the financed amount. Our special financing options of 24, 36,
48, and 60 months are for qualifying, larger purchase amounts. Minimum monthly payments
required.**

If you decide to return Earlens within your Fitting Optimization Period or change your mind
about being fit with Earlens, CareCredit will refund any payments you have already made within
30 to 45 days after you submit the online refund application.